
Consider the Climate Recommendations
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Recommended reading
A list of the most influential books on my life:
The Seven Habits of Highly Effective People.
How to Invest Better Than the Average Primate (especially relevant to UK investors).​
Early Retirement Extreme (planned reading for the near future).
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And the most influential websites/blogs
Mr. Money Mustache (the original website which introduced me to financial independence).
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Vanguard UK (for low-cost index fund investing).
Nutmeg (recommended UK-based robo-advisor if you're new to investing, but don't want to mange your portfolio).
Trading212 (if you want to dabble in stock picking).
Motley Fool (useful investment/market advice).
Investopedia (more useful market advice).
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Climate Change
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Vanguard's recommendations for successful investing
1. Set clear goals. Clear goals help you to stay focussed, particularly when markets are in turmoil.
2. Stay balanced. Make sure you're comfortable with your investment risk, and make sure your portfolio is diversified.
3. Keep costs low. Fees eat into your gains.
4. Maintain discipline. Markets regularly fall. It is part of what investing is about and is perfectly normal. In our experience, maintaining discipline, sticking to the plan and rebalancing your portfolio, works.
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The Seven Habits
1. Be Proactive. Take responsibility for your actions and behaviour by focusing on what you can control rather than reacting to external circumstances.
2. Begin with the End in Mind. Define a clear vision of your life goals and values to guide your daily decisions and actions.
3. Put First Things First. Prioritise important tasks that align with your values and long-term objectives over urgent but less meaningful activities.
4. Think Win-Win. Seek mutually beneficial solutions in relationships and interactions, fostering a mindset of abundance and respect.
5. Seek First to understand, Then to be Understood. Listen with empathy to genuinely understand others before expressing your own perspective.
6. Synergise. Collaborate creatively with others by valuing differences and combining strengths to achieve better outcomes together.
7. Sharpen the Saw. Regularly renew and improve yourself physically, mentally, emotionally and spiritually to maintain effectiveness.